A paper published in August by the Office for National Statistics (ONS) casts new light on life expectancies in the UK. Life expectancy has been increasing in the UK for a long time, as the graph shows. In 1980, the average life expectancy at birth was 70.6 years for a man and 76.6 years for…

If you are considering making gifts, make sure all your inheritance tax (IHT) liabilities are covered. Today’s treatment of lifetime gifts is extremely generous, which is why interest has increased ahead of the Autumn Budget. If you make an outright lifetime gift to an individual: • There is no immediate IHT charge, regardless of its…

The ‘pension freedom’ rules that make it easier for investors to access their pension savings may lead to excessive tax bills. The pension freedom rules allow anyone aged 55 or over to access their personal pension funds, but there are complicated rules on how withdrawals are taxed. If you are looking to cash in all…

Please see attached our Autumn 2018 Newsletter. Pryor Portfolio Management - Autumn The contents of this article is for information purposes only and represent the opinion of Pryor Portfolio Management Limited only. No action should be taken on the basis of this article alone. We always recommend you seek more detailed independent financial advice before…

Financing a child’s path to adulthood is a serious commitment for parents. Any new parent will tell you a child is expensive from the outset: there is so much to be bought to cater for a new member of the family. But this is just the first step of many building up to a child’s…