Our News

HOW USEFUL IS THE DOW?

The Dow Jones industrial Average - the Dow - is a well-known part of the investment market, often quoted by news sources. But what does it mean, and is it useful when making investment decisions? The Dow was created in 1896, and is arguably still used today mainly thanks to history or habit. There are…

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GET YOUR TAX RETURN OFF THE TO DO LIST!

HMRC is starting the tax year with their annual reminder to submit your tax return. HMRC's reminder might seem early, but its statistics show that 750,000 people (6.5%) missed the deadline for 2016/17, potentially facing an immediate £100 penalty, even if they had no outstanding tax to pay. Anyone with a 2016/17 return still outstanding…

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WHAT DOES A £1 MILLION PENSION BUY?

It is worth looking at what your pension pot could buy for your retirement. The importance of pension contributions has been bolstered by the rollout of auto-enrolment pension schemes. However, it is not as clear what your savings will give you when you come to retire. For example, Louise, a healthy, non-smoking 65-year-old, reaches retirement…

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NEW RISK CRITERIA FOR VENTURE CAPITAL TRUSTS

Important changes for Venture Capital Schemes and enterprise investment have recently come into effect. New 'risk-to-capital' conditions apply to investments in venture capital trusts (VCTs), enterprise investment schemes (EISs) and seed enterprise investment schemes (SEISs). The changes took effect on 15 March 2018, when the Finance Act 2018 received Royal Assent. Broadly speaking, an EIS…

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THE EARLY BIRD CATCHES THE 18/19 ISA NOW

There are advantages to planning your ISA investments around the start of the tax year. With ISAs all the taxation benefits occur afterinvestment is made, yet the focus is often on year-end contributions. Various articles on ISAs filled the weekend press in March, and are set to re-emerge like a financial sign of spring in…

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Happy New Tax Year

Good Morning. Please find attached a document you may find useful with all the headline tax changes for 2018/19. If you would like a copy of our more comprehensive tax guide for 2018/19 then drop us a line! Tax tables 18-19 The contents of this article is for information purposes only and represent the opinion…

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NEW TAX YEAR – NEW RULES!

The start of the new tax year on 6 April marks several changes to tax and related matters that could make you richer... or poorer. The absence of a Spring Budget does not mean that the usual raft of changes at the start of the new tax year have disappeared. Most of the important changes…

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INHERITANCE RULES IMPROVE FOR ISA’s

The rules for inheriting ISA's will change from 6 April. It was announced by George Osborne in 2014 that ISA's would become inheritable by surviving spouses and civil partners. At the time, nobody - not even the Treasury - was clear what the then chancellor meant. The plans for ISA 'inheritance', when they eventually emerged,…

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Automatic Enrolment – The next steps

The next steps in automatic enrolment The government has published a review on automatic enrolment in workplace pensions which makes important proposals for employers. Automatic enrolment of employees in workplace pensions has been a greater success than many predicted when it was introduced in October 2012. To date over nine million employees have been automatically…

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PPM Welcome Emma Green

PPM would like to welcome Emma Green to the team as their Client Review Manager. The contents of this article is for information purposes only and represent the opinion of Pryor Portfolio Management Limited only. No action should be taken on the basis of this article alone. We always recommend you seek more detailed independent…

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PPM Re- launch their mortgage service

I would like to introduce myself as the new mortgage adviser for PPM, I am Laura Lowndes and have been working for Pryor Portfolio Management for 18 months and qualified as a mortgage adviser in August 2017. I would like to take this opportunity of offering yourselves, family members or friends a free mortgage review.…

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Mortgage Review

With the rise in interest rates recently, there is no time like the present to review your mortgage? With another rate rise predicted for the near future, reviewing your mortgage could be as important as ever. In reviewing your mortgage, there is a good chance that I will be able to save you money on…

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