Author: MartinJP

Buy To Let – A Future Tax Trap

Buy To Let - A Future Tax Trap A close reading of the summer Finance Bill has highlighted a further tax consequence of the government's moves to limit tax relief for interest on buy-to-let mortgages. The July Budget included an attack on individual investors in buy-to-let residential property. As well as abolishing the 10% wear-and-tear…

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Villa’s and Estates

New EU rules about succession came into force on 17 August. If you own a holiday home on the continent, new EU regulations on cross-border succession could be important to you, even though the UK has opted out of the legislation. The new regulations will allow you to choose for your overseas property to be…

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Recent Volatility

The summer holiday months was anything but relaxing for investors in UK shares. As well as being the title of an Edna O'Brien novel, "August is a wicked month" probably sums up how many investors felt about the month. It was all going rather unexcitingly around the middle of the month, when the combination of…

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Pension Protection

Taking pension protection - yes or no? You can now opt for Individual Protection 2014 to protect your pension benefits. But should you? The lifetime allowance (LTA) effectively sets the maximum tax-efficient value of all your pension benefits. In its first iteration, in April 2006, the standard LTA was set at £1.5m. It then gradually…

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Tax Avoidance Crackdown

HMRC cracks down further on tax avoidance schemes HMRC have published a list of tax avoidance schemes for which it wants up-front tax payments. Two days before the Finance Bill became the Finance Act, the obviously eager HMRC issued a list of nearly 1,200 tax avoidance schemes. Frustratingly the list consisted only of the scheme…

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DAY 10 JOGLE- We did it!

We did it. John O'Groats to Lands End on two wheels. 10 days. 1001 miles. And far to many calories eaten. The legs ache (and in particular my knee), but really pleased to complete the challenge and raise £6872 in the process for Cure Leukaemia for Kids. (Hopefully we can get it over the £7k…

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Day 8 – JOGLE

We're travelling down from Ross-On-Wye to Wellington, near Tauton today. Shame we won't get to enjoy a barrel of cider while we are here. Just a quick 96 miles. It took us 6 1/2 hours to complete, averaging over 13 miles per hour - go speed demon. Here's me doing a quick selfie at Tinton Abbey.

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DAY 7 – JOGLE

Wrexham to Ross-On-Wye today. It's time for the hairy bikers. The facial growth is going well, just like the cycling. In fact, I think I now have more hair on my chin, than I have on my head.

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Day 6 – JOGLE

It's 22nd May and we're now well into the second half of our journey. We travelled from England to Wales today, leaving Lancashire, around the outskirts of Liverpool, over the Runcorn bridge and into Chester. No chance to get to the races at Chester today. We then went on down into Wrexham, where we finished…

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DAY 4 – JOGLE

We travelled from Irvine, through Gretna and onto Carlise.We left Scotland behind us and back home to England. It was real mixed bag today with a boat trip as well as our usual cycling. Lots of free pies today coutesy K. Walkers. We love you and your scotch pies.  

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